“In its simplest form, mortgage planning is the process of helping clients understand the direct relationship and significant impact their mortgage has on their short and long term financial goals.”
–Stephen Marshall, Founder and CEO of Mortgage Planner Magazine and Strategic Equity

Calling All Homeowners...

Uncover a source a financial security you never knew existed and experience the wealth you deserve!

At Mortgage Planning Group we are committed to helping each and every one of our clients achieve the highest level of personal and financial stability, comfort and success.  Mortgage planning requires a fresh look at the way you think about your mortgage and home equity.  Once you understand the wealth increasing potential mortgage planning offers you will realize you have the opportunity of a lifetime.

Why Choose a Mortgage Planner?

According to the article Financial Professionals: How We Can Help You Help Your Clients--Building a Positive Future Equity Repositioning is a Powerful Tool, by Stephen Marshall, CEO of Mortgage Planner Magazine, “The majority of homeowners fail to connect the dots. They believe their mortgage is in no way related to their goals of saving for retirement, saving for college, increasing their net worth, and eventually achieving financial freedom.”  “Nothing could be further from the truth,” Marshall continues, “In reality, for most homeowners their mortgage is the #1 item that could most positively affect all of these financial goals.”

Your mortgage can improve your cash flow, increase your savings and lower your debt.  The only thing you need is a mortgage planner who is experienced, trustworthy and educated. The professionals at Mortgage Planning Group know that the key to successful mortgage planning is to execute financial strategies that suit a client’s individual needs.  We promise to investigate your financial situation, identify a clear path forward and customize a mortgage planning solution that ensures security and the achievement of your future goals.    

Equity Repositioning: A Mortgage Planning Case Study

The best way to understand mortgage planning is to see it in action.  At Mortgage Planning Group we are confident we can easily and simply show you that our strategies are sound, secure and, at the end of the day, actually work.  You are guaranteed to have more money in your pocket!  The following case study is just one example of the power of mortgage planning.

Case Study for John Doe

Step 1: Debt Structure Evaluation

Mr. Doe currently has a fairly common debt structure.  He has a mortgage, a car payment and various credit debt. So here are the basics:

Step 2: Restructuring Debt

Once the team at Mortgage Planning Group has evaluated Mr. Doe’s personal finances and clarified his financial goals a new debt structure is developed that increases Mr. Doe’s cash in hand and return on investment (ROI). Here is a review of the restructuring:

Step 3: Repositioning to Invest Your Money Wisely

The most important issue at this point is for Mr. Doe to invest his money wisely.  So far Mortgage Planning Group has reduced Mr. Doe’s monthly payments and increased his tax-deductible income. Mortgage Planning Group now helps him construct and execute an asset accumulation plan. Here is what it looks like:

Asset Accumulation Plan

Projected Real Estate Value

Total Real Estate and Investment Value

Tax Benefits